A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Variable Universal Life Insurance Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested. Lifetime of Earnings Estimate how much you have the potential to earn during your working years. A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.